Effective Date: November 2, 2026
Introduction
We deliver content to you via our Website and email, along with our affiliated companies. Additionally, we operate a marketing and data business that connects advertisers with relevant audiences through digital ads, mobile apps, email campaigns, telemarketing, and other channels. To provide these services, we collect and share information about consumers—including selling certain data—and enable advertisers to show you ads based on your interests and online behavior across different platforms.
This privacy policy explains what personal information we collect when you visit Auto Credit Expert Info and what you share with us, along with how we collect, use, store, and share that information. For additional details about our website, please see our terms of service.
We encourage you to read this policy thoroughly so you understand our approach to your personal information. If these policies and practices don’t work for you, please refrain from using our website or subscribing to our email list. Your use of this website or interaction with our other services indicates your acceptance of this privacy policy.
Application And External Sites And Services:
When clicking on links to other websites from Auto Credit Expert Info, you acknowledge that you are leaving our site and entering a separate digital space with its own privacy policies. We urge you to be mindful and protect your information. We encourage you to review the privacy policies of any websites you access through links from Auto Credit Expert Info.
Personal Information We Collect And How:
We collect information at this website that you choose to provide, including your name, email address, phone number, mailing address, and any information you submit through an inquiry form. We may supplement the data you provide with additional data obtained from third parties, such as affiliates and marketing or advertising partners, as well as other third-party data providers. In some cases, these providers are entities that have obtained your personal information from their own services. We also automatically collect some information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
Types of Personal Data We Use
“Personal information” (hereinafter “data,” “information,” or “personal information”) includes any type of data or information created, collected, received, stored, or transmitted in the performance of the Company’s business, regardless of format, that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a specific consumer or household.
You will be asked to submit personal information when you subscribe to Auto Credit Expert Info. This includes your name, date of birth, street address, e-mail address and phone number. We collect other information via cookies and similar technologies such as IP address, imprecise geolocation (inferred from your IP address), device ID, date/time stamp, browsing behavior and click-through activity. We may also obtain information that is relevant for advertising purposes from data brokers or publicly available databases , like demographic information, interests, past locations (e.g. visits to certain stores or websites), or purchase history. We may collect certain limited categories of sensitive personal information, including race/ethnicity or location data. We only collect data that is relevant to potential marketing campaigns. See “Your Privacy Rights” below to see how to exercise your rights with regard to our use of your personal information.
In particular, we have collected the following categories of personal information within the last twelve (12) months:
- Identifiers, such as real names, aliases, unique personal identifiers, online identifiers, email addresses, account names, or other similar identifiers;
- Personal information categories listed in California Customer Records Statute (Cal. Civ. Code. § 1798.80(e)), which includes any information that identifies, relates to, describes, or is capable of being associated with a particular individual but is not publicly available to the general public from federal, state, or local government records;
- Protected classification characteristics under California or federal law, such as race, gender, or age;
- Internet or other similar network activity, such as information about what websites you have visited or how you have interacted with an internet website application or advertisement;
- Commercial Information, such as purchases you have made in the past;
- Professional or Employment-Related Information, such as your current job or job history;
- Imprecise geolocation data, such as your approximate location based on your IP address;
- Inferences drawn from other personal information.
We sell and share this information with third parties and affiliated companies for marketing and advertising purposes. You have the right to opt out of the sale or sharing of your personal information at any time by visiting here.
Information Considered Sensitive
Sensitive Personal Information—such as details concerning race, ethnicity, religion, precise location, LGBTQ+ status, health data, financial accounts, or citizenship—is not directly collected by us. Nonetheless, through automated collection technologies like cookies, we may obtain information about your interactions with online content that could indicate interest in sensitive topics or membership in a sensitive group. For example, accessing pages focused on health conditions or particular communities may imply such interests. We do not generate these inferences ourselves; they may instead be made by our affiliated companies or other third parties receiving personal information. Where consent is required under applicable law, sensitive inferences will not be made. We do not collect or use personal information relating to children under the age of 18.
How We Use The Information We Collect
We use the personal information we obtain to send you newsletters that you sign up for and to provide content or marketing messages by email or via other channels. We will also share personal information with our affiliates and other companies who may also send you marketing messages. You can opt out at any time here. Our use of your personal information is also known as “cross context behavioral advertising” in some cases.
Who We Share Personal Information With
We share or in some cases sell personal information with our affiliates and with third parties for marketing uses, which may include cross context behavioral advertising. We share personal information with our service providers, who may use it on our behalf for advertising, web hosting, fraud detection, analytics, information security, or similar services. We contract with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information if required by law (for example, in response to a warrant, subpoena or court order), or to protect the health, safety, or other vital interests of any person.
We may disclose personal information as necessary to comply with applicable laws, regulations, court orders, or legal processes, including disclosures to law enforcement agencies, courts, regulators, or other government authorities, as well as to protect the rights, safety, or security of any person or to enforce our terms and agreements. In addition, personal information may be shared with a buyer or successor organization in connection with a merger, divestiture, restructuring, liquidation, bankruptcy, or similar transaction involving the transfer of business assets.
We may disclose personal information to third parties based on your consent, including for uses disclosed to you when you provide the information or as explained in this privacy policy.
Cross Context Behavioral Advertising, Analytics, and Data Sharing
Personal information collected at and through this website is shared with unaffiliated companies in order to show you advertisements on this or other sites, and for analysis and reporting related to those ads. These companies (some of whom may be considered data brokers under applicable laws) use cookies and similar technologies to collect information from your browser about web pages you view and ads that you view or click on. We (or they) may combine this personal information with personal information from other sources (including data brokers) and/or share it with third parties for marketing and advertising purposes (this is also known as “cross-context behavioral advertising” under some laws). We (and some of the third parties described in this section) collect your IP address, date and time of your visit to the website and of some of the actions you took here, your Internet Service Provider (ISP), and the browser type and version you use to visit. This information may be combined with personal information from other sources (including data brokers) as described above and used to display advertisements from us or from others through email, social media, websites, apps, direct mail, or by other channels. We also use personal information to understand user activity at this site in order to improve the user experience.
Cookies And Similar Technology
We use cookies and other technologies that are used to operate this site, to improve your experience as a visitor, to provide personalized content and advertisements, and to monitor marketing campaigns and other communications. Cookies are small data files that are used to recognize you when you visit certain websites. Cookies are used for different purposes, and we use cookies for several purposes: for operation of the website, for analytics and tracking, and for advertising purposes. You can customize cookie settings in your browser settings to limit some or all cookies. You can also delete cookies at any time.
The specific types of technologies we use for this data collection include:
- Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
- Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings that are used for browser cookies. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website.
- Web Beacons / Tags / Pixels. Pages of our Website and our emails, as well as other websites where our affiliates are present, may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us to count users who have visited a page or opened an email, record the popularity of certain website content, verify system and server integrity, or to collect other related website statistics.
Privacy Preference Signals: Global Privacy Control and Do Not Track
If your browser or device sends a Global Privacy Control (“GPC”) signal or similar universal opt-out preference signal, we treat it as a valid request to opt out of the sale and sharing of your personal information and will process it automatically without requiring you to create an account or take additional steps. We do not attempt to track all of your online browsing activity. You can control or delete cookies using the settings available in your browser. When you enable a “Do Not Track” preference or GPC signal, we place an opt-out cookie in your browser to prevent certain cookies from being used. If you later delete this cookie or modify your GPC preferences, automated data collection may begin again.
How To Exercise Your Privacy Rights
You may exercise your privacy rights here. You may exercise the following privacy rights: (1) you have the right to know how we collect and use personal information, which is the purpose of this Privacy Policy, (2) you have the right to opt out of allowing us to sell or share your personal information with third parties, (3) you have the right to request a copy of the personal information we have collected about you, (4) you have the right to request that we delete the personal information we have collected about you, and (5) you may, under local laws where you live, make other requests relating to your personal information. Due to technical limitations, we may not be able to process all requests, and we recommend that you request to delete your data if this is the case. If you still have questions or concerns after going through this process, please get in touch with us at the email address provided below. You may also have the right to complain to state or federal governmental authorities if we are not able to reach a resolution.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
To process a personal information request, we must be able to confirm that the requester is the individual concerned or an authorized representative. This requires providing enough information to verify identity and clearly explain the request. Account creation is not required, and information submitted in connection with a request will only be used to verify identity or complete the request. Once we receive a verifiable request, we will respond within 45 days. If additional time is needed to fulfill your request, we will inform you in writing before the initial 45-day period ends, along with the reason and the expected completion date, not to exceed 45 additional days.
Where permitted by law, we may deny certain requests; however, you may appeal such decisions or contact us with any privacy-related concerns using the information below. You may also have the right, depending on your location, to contact a relevant privacy authority. We do not discriminate against individuals for exercising their privacy or data protection rights.
Policy on Children’s Data
Our site may be used only by individuals aged 18 and older. We do not knowingly collect or process personal information from anyone under the age of 18. We will remove any personal information relating to an individual under if we become aware that it has been submitted to us in violation of our policy.
Securing Your Personal Information
We protect personal information using technical, organizational, and physical security measures designed to adapt to evolving threats. We have policies and procedures, employee training, and system-based monitoring. We also audit our practices and train our staff regularly to ensure consistency and adapt to changing technology and threats to data.
Data Retention
We store personal information for as long as necessary to provide our services, meet our legal obligations, and address any disputes or enforcement matters. Once information is no longer needed for these purposes, we take steps to delete or de-identify it.
Future Changes To This Policy
This Privacy Policy may be changed or updated at any time, without advance notice. The updated policy will apply as of its published “effective date.” You are encouraged to review this policy periodically to stay current on how we collect, use, and share personal information.
U.S. Data Storage
This website is based in the United States, and is intended for U.S.-based users. When you visit our website, you understand and acknowledge that your personal information will be processed in the United States, subject to applicable U.S. laws.
Contact Information
If you still have questions or concerns, please contact us at rowanblake@autocreditexpertinfo.com or 1378 Route 206 Ste 6, Box 361, Skillman, NJ 08558, US.